Real Estate and Construction

Real estate and construction

Your strategic partner for property risk management

In the real estate and development sector, risk creates uncertainty that can increase costs, erode stakeholder confidence and hinder the delivery of project goals. Our risk management and risk transfer strategies are designed to reduce this uncertainty, giving your business a competitive advantage.

Our real estate practice is truly global with offices in the UK and Australia. The team is made up of over 100 Partners and Associates who have significant experience in this specialist sector – they have a detailed, local understanding of the issues you face and an extensive network of some of the world’s best insurers.

Wherever you are in the property chain – from a developer through to operator, investor or manager – we focus on your business and the risks you face. We work with you as a long-term, strategic partner, to develop the appropriate solutions enabling you to focus on what you do best.


We have extensive experience in the designing, placing and administration of both Australian and global real estate insurance programs, including:

•  Material damage coverage for all types of assets, including residential
•  Property and business interruption
•  Public and property owner’s liability
•  Machinery breakdown

We also have an extensive suite of complimenting products and services to transfer and/or manage the risks that owners and managers face.

Asset online

Lockton have developed a software package called Asset, as a market leading insurance and risk management platform that enables our clients to efficiently manage their property portfolios and supports our broking service. The secure online system gives you access to real-time claims information, analysis of historic loss data, credit control for reconciliations and invoicing, risk exposure information, tailored policy wordings and risk management control across multiple locations.


Of all the brokers I have worked with, I rate Lockton as number one…the team has been excellent. It is very beneficial to have a stable team in place, as opposed to one that changes regularly.

Insurance buyer,
Savills Commercial

Products and services

We offer a range of innovative solutions tailored to your property insurance needs:

•  Property and business interruption
•  Public and product liability
•  Construction - all risks 
•  Plant and machinery
•  Transactional insurances
•  Tenant risk insurances
•  Commercial and residential strata 


Lockton has delivered us unparalleled service and a considerable breadth of insurance advice. They have become one of our trusted professional advisors and really an extension of our team. I know that they will always act professionally and pro-actively, whilst looking out for our best interests, and go beyond the service and innovation that would normally have been expected.

Invesco Asset Management Ltd

Our team

Our property team have significant experience advising clients who own or invest in commercial, industrial, residential, or mixed-used strata properties. Our wordings are individually crafted for our clients and are supported by our panel of specialist insurer partners.


Broking done differently

We're more than an insurance broker -
we're independent specialist risk consultants

  • Find the right fit
    We will always ensure to understand your financial goals and position and use our know-how to create a strategy that fits your objectives.
  • Predict impacts on your business
    We combine detailed modelling and financial analytics to show you the effect of an insurance program on your business and the risks you face
  • Fight for you
    We are not afraid to challenge insurers on your behalf to achieve the best result for you and your business
  • Stay up to date
    We keep up with developments in your industry, to make sure we understand your business
  • Keep costs low
    We help risk financing come up with lowest cost or most suitable program
  • Global Expertise
    Lockton, Inc. is the world's largest privately held insurance brokerage firm