Combustible Cladding Ban: What you need to know

Cladding
On 21st December 2018, the government introduced a ban on combustible cladding materials, including Aluminium Composite Material (ACM), in response to the Grenfell tragedy.

Building owners must “remediate” (remove or replace) unsafe ACM cladding from high-rise residential buildings as soon as possible, or face costly intervention from local authorities.  

The ban applies to: 

  • All new residential buildings above 18m in height
  • New dormitories in boarding schools, student accommodation, registered care homes and hospitals above 18m
  • New building work being carried out, in line with the definition of building work in the Building Regulations, including changes of use and material alterations

If owners do not remove ACM cladding in line with the new regulations, or provide a clear plan for its removal, local authorities would be expected to take enforcement action, carrying out emergency remedial work and then recovering the costs from the building owner.

What does this mean for my portfolio?

The government is still in the process of identifying buildings with unsafe cladding. If you know your building has combustible cladding, it’s wise to consult with your property advisors to start planning its removal now.

Our insurance specialists are on hand to help point you in the right direction. So please get in touch with us at LREAC@uk.lockton.com, if this would assist.

For more information, please see the below: 

Grenfell update: written ministerial statement

Government bans combustible materials on high-rise homes

The Building (Amendment) Regulations 2018

Building (Amendment) Regulations 2018: Circular 02/2018

Fire safety: Approved Document B

Material and workmanship: Approved Document 7

Similar articles

Singapore Construction
Insight

COVID-19 leaves a mark on the construction sector

When COVID-19 hit, both insurers and the insured had to grapple with policy claims and whether a product responded to the crisis. It’s been a steep learning curve and it’s time to look at how some typical construction insurance policies have responded and how the insurance market may evolve post pandemic. This assessment is based on Lockton Singapore's experience but reflects developments happening in the sector globally.

City of London
Insight

Bringing buildings back to life after the COVID-19 lockdown

While the current COVID-19 pandemic has emptied city centres, life will eventually get back to normal.

Construction Risk
Insight

Contractors’ insolvencies increase risk in the construction sector

Construction projects rely deeply on the quality of the work delivered by contractors and subcontractors, whose insolvencies can severely impact a development and the insurance policies in place. Insurers are scrutinising construction projects more carefully also because the risk of insolvencies is on the rise.

Real Estate Trends
Insight

Five trends transforming the commercial real estate sector amidst Covid-19

The coronavirus pandemic is changing the way businesses operate due to the need to enable social distancing. The commercial real estate and construction sector is no exception and will need to adapt together with its tenants and clients.