Accident and Health


We help you protect your most important asset – your people

From protection for the death or illness of a key employee, through to loss of licence or critical illness, we take the time to understand your accident and health needs to find you the cover that meets your needs.

Long term and close relationships

With over 100 years of collective insurance experience, the Lockton Accident and Health team is widely respected within the Lloyd’s and company markets, enjoying long term and close relationships with major insurers; allowing us to deliver comprehensive cover on broad terms.

Designing programmes for a wide range of corporates and individuals, we also specialise in accident and health programmes for specialist, high risk occupations ranging from oil rig workers, to Formula 1 drivers, and engineers in trouble spots around the world.

Claims expertise

Our broking team is backed up by a claims team known for their ability to settle claims speedily and professionally. Our team has experience in handling complex and sensitive claims, bringing them to a speedy resolution - including handling significant loss that arose from the terrorist attacks on the World Trade Centre on 9/11.

Lockton Accident and Health

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Our services

We offer a range of accident and health services to corporates and individuals including:

  • Personal accident and health (individual and/or group schemes)

  • Disability

  • Accidental death

  • Keyman

  • Term life

  • Critical illness

  • Contract protection

  • Loss of licence

  • Healthcare

  • Occupational event – AIDS/HIV covers

  • Travel schemes

  • Medical

  • Evacuation and repatriation

  • Credit card enhancement

Our team

The Lockton Accident and Health broking team has extensive experience which enables for a better understanding of a clients needs, exposures and insight in to the most advantageous market for their requirements both in the UK and abroad.


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Broking done differently

We're more than an insurance broker
- we're independent specialist risk consultants

  • Find the right fit
    We will always ensure to understand your financial goals and position and use our know-how to create a strategy that fits your objectives.
  • Predict impacts on your business
    We combine detailed modelling and financial analytics to show you the effect of an insurance programme on your business and the risks you face.
  • Fight for you
    We are not afraid to challenge insurers on your behalf to achieve the best result for you
  • Stay up to date
    We keep up with developments in your industry, to make sure we understand your business.
  • Keep costs low
    We help risk financing come up with lowest cost or most suitable programme.
  • Global Expertise
    Lockton, Inc. is the world's largest privately held insurance brokerage firm.