Working with you to reduce the total cost of your fleet risk

The challenge of running a motor fleet – whether it’s half a dozen cars or tens of thousands of vehicles – against a backdrop of rising costs, the impact of technology such as telematics and increasing regulation, means effective fleet risk management is about far more than simply securing the lowest insurance premium.

A three stage process to lower your cost of risk

At Lockton, we have developed a unique and strategic approach to motor fleet risk management which takes in three distinct stages to reduce total cost of risk; assessment, design and implementation.

Starting from a comprehensive review of your current fleet risk management including an analysis of historical claims and peer benchmarking, we will work with you to create a plan to deliver improvements in accident frequency, claims costs and operational efficiency.

We will then implement a solution which aims to deliver the lowest total cost of risk by driving and controlling all insurance market negotiations from programme design, to risk premium - presenting your risk profile and risk improvement plan to the insurers we have identified as the most appropriate for your fleet - as well as claims management.

Our services

The range of fleet services we offer includes:

  • Fleet risk management strategy – review and development

  • Risk financing and optimisation

  • Claims analysis and management

  • Peer benchmarking


Our team

The Lockton Fleet broking team has extensive experience which enables for a better understanding of a clients needs, exposures and insight in to the most advantageous market for their requirements both in the UK and abroad.


Key contacts

Matt Davies


Broking done differently

We're more than an insurance broker
- We're independent specialist risk consultants

  • Find the right fit
    We will always ensure to understand your financial goals and position and use our know-how to create a strategy that fits your objectives.
  • Predict impacts on your business
    We combine detailed modelling and financial analytics to show you the effect of an insurance programme on your business and the risks you face.
  • Fight for you
    We are not afraid to challenge insurers to achieve the best result for you.
  • Stay up to date
    We keep up with developments in your industry, to make sure we understand your business.
  • Keep costs low
    We help risk financing come up with lowest cost or most suitable programme.
  • Global Expertise
    Lockton, Inc. is the world's largest privately held insurance brokerage firm.