Insurer Name ClassDescription/Product Code Commn%
     
AIG Liability: Primary EL (all manual placed policies) 6.00%
  Liability: Primary PL (all manual placed policies 10.00%
  Liability: Motor (all manual placed policies) 5.00%
  Liability: Excess (all manual placed policies) 10.00%
  Liability: Product Recall (all manual placed policies) 15.00%
  Liability: Environmental (all manual placed policies) 15.00%
  Property: PD/BI (all manual placed policies) 15%
  Property: Marine (all manual placed policies) 20%
  Property:Terrorism (all manual placed policies) 15%
  Financial Lines: Commercial PI PIBA Scheme
(all manual placed policies)
30%
  Financial Lines:  Cyber Policies
(all manual placed policies)
20%
  Financial Lines:  Everything else @ standard FL commission of
(all manual placed policies)
 17.5%
  A&H:PA/Travel (all manual placed policies) 20%
  PI (On-line placements on Rapidcover) 22.50%
     
Allianz Insurance Plc CBR - Combined Home Insurance 15%
  CGD - Cargo goods 18.78%
  CGL - Cargo Liability 18.78%
  CMP - Computer 15%
  CPR - Combined Construction (ROI) 10%
  CPR - Combined Construction (ROI): Premium class MML 5%
  CPR - Combined Construction (ROI): Premium class CAR 15%
  ENG - Engineering Plant 15%
  HHR - Combined Home Insurance 20%
  HPR - Personal Lines Household:  Premium class HH1 - HH3 20%
  HPR - Personal Lines Household:  Premium class HH4 15%
  HPR - Personal Lines Household:  Premium classes HH5 -HH8 20%
  HPR - Personal Lines Household:  Premium classes HP1 - HP7 25%
  HPY - Hospitality Product 15%
  HYR - Holiday Home ROI 20%
  HYT - Hull Marine 15%
  LIA - Combined Liability 10%
  LIA - Combined Liability:  Premium class MML 5%
  LIA - Combined Liability:  Premium class CAR 15%
  LPR - Landlord House Insurance 15%
  MTC - Motor Traders Combined:  Premium classes CMF, EL, PL, BI, GAP 15%
  MTC - Motor Traders Combined:  Premium class CMV 7.50%
  MTC - Motor Traders Combined:  Premium class PRL 15%
  OGR - Motor - Own Goods 7.50%
  PCR - RoI - Broker Motor Product 7.50%
  PFP - Professional Indemnity 20%
  PRP - Combined Property:  Premium class CMF 17.50%
  PRP - Combined Property:  Premium class TRM 15%
  PRP - Combined Property:  Premium classes BI, GAP and MMP 17.50%
  SFN - Motor - Small Fleet U.K. 7.50%
  SFR - Motor - Small Fleet 7.50%
  SME - Business Policy 15%
  SMP - Property Owners 15%
  SPL - Social Public Liability 10%
  STR - Motor - Special Types 7.50%
  PCR - RoI - Broker Motor Product 5%
  RBR - Religious Mini-Bus ROI 5%
  RES - School Protection 15%
  RES - School Protection 10%
Commission will be allowed to the intermediary on premiums actually paid to and received by Allianz in respect of insurance introduced and controlled by the Intermediary while the Intermediary continues to hold this intermediary appointment and to be authorised under the 1995 Act (and the S.I. No. 229/2018-European Union (Insurance Distribution) Regulations 2018), and for that period only.  Whenever return of premium has to be made to an insured on which commission has been paid to the Intermediary the corresponding part of such commission mist be refunded by the Intermediary to Allianz.

Commission terms for all business will be those laid down or specified in writing by Allianz for the time being and from time to time.  Aliianz reserve the right to revise and alter the rates of commission from time to time at their discretion.  Revisions in such rates will become effective upon notice in writing to the Intermediary by Allianz in respect of all business introduced by the Intermediary thereafter.

The rates as laid down or specified in this report have not accounted for any indiviudal increase or decrease in single policy commission which has been agreed by the intermediary seperately with Allianz for a specific policy.  Where any such non-stnadard commission is paid in respect of a single policy, these commission are not included within this report and it is the responsibility of the intermediary to disclose such non-standaed commissions to the CBI and/or the policyholder.  The intermediary is required to comply with its obligations as per Clause 8 of the Terms of Business Agreement, "Disclosure to Customer".
     
ARB Underwriting Ltd Professional Indemnity   20%
     
Capital Cover Group Limited PERSONAL LINES  
  HAO Apartment Owner  15%
  HAR Apartment Renter  15%
  HBO Bespoke Apt. Owner  15%
  HBR Bespoke Apt. Renter  15%
  HSH Holiday Home 15%
  HSO Owner Occupied  15%
  HSR Residential Let  15%
  KD Owner Occupied  15%
  KDL Residential Let  15%
  KHB Holiday Home Basic  10%
  KHH Holiday Home  10%
  HM Holiday Home  10%
  KHW Homeworker 15%
  KHWM Homeworker 15%
  KMH Mobile Home 10%
  KMW Mid Net Worth 15%
  KNS Non Standard
Construction
10%
  KS Owner Occupied  15%
  KSL Residential Let  15%
  KTC Touring Caravan 10%
  KU Unoccupied PDH 10%
  RCV Light Commercial Vehicle 6%
  COMMERCIAL LINES  
  Construction Liability RSA 10%
  ConstructionLiability HDI  10%
  Construction Liability Allianz  10%
  CAR Contractors All Risks 13%
  Electrical Liability  10%
  Professional Indemnity HDI  10%
  PI Lloyds  10%
  Property Owners Canopius  15%
  Property Owners Brit  15%
  Property Owners Ergo  15%
  Property Owners HDI  15%
  Security Liability  12.50%
  Cleaning Liability  11.25%
  Recruitment Liability  12.50%
  Oil Distributors Liability  8%
     
CFC Underwriting Limited All products 20%
     
Chubb                Commercial Package  15%
  Property Damage/Business Interruption  15%
  Combined Liability  10%
  Monoline Public Liability  10%
  Monoline Employers Liability  10%
  Environmental Impairment Liability  15%
  Excess Liability  15%
  Professional Indemnity  15%
  Crime  15%
  Cyber  15%
  D&O  15%
  Marine  15%
  Contractors All Risk  15%
  Masterpiece Household  15%
  Masterpiece Motor  7.50%
  Personal Accident/Travel  20%
  Surety  10%
  Entertainment  15%
     
Contessa Limited PD policies  15%
Contessa Limited PI and PA policies.  10%
     
DUAL Corporate Risks Limited Household  20%
  Motor policies  10%
     
Ecclesiastical Insurance Office PLC Charity, Faith and Community
Insurance (CHA)
15.00%
  Heritage (IHG)  15.00%
  Education (ISS)  15.00%
  Property Owners (IPO)  15.00%
  Commercial Combined (ICS) and
Commercial Package (IIP)
15.00%
  Engineering, Cyber (CEN)  15.00%
     
Euler Hermes Eur SA NV (Irish Brch) Surety and Guarantee ( Bonding )   20%
     
FBD Insurance PLC Property  15%
  Commercial Combined  15%
  Employers Liability Only  6%
  Public Liability Only  10%
  Public & Employers Liability  10%
  Motor Fleet & Motor Traders Road Risk  10%
  Commercial Motor  5%
  Private Motor  5%
  Other Motor (Tractors & Special Types)  5%
  Home  15%
  Computer  15%
  Marine  15%
  Farm  15%
  All Others  15%
These rates of commission apply to all business transacted under the agency agreement.
Please note that the rates provided are the standard commission rates applying to this agency.
There may be different rates applying to individual policies or schemes within this agency which you should
identify separately.
Commission is payable on New Business, Adjustments and Renewals.
FBD Insurance Plc reserves the right to adjust commission rates as per our agency agreement.
     
Hiscox  All lines 20%
     
HSB Engineering Insurance Ltd
(part of Munich Re)
All products  20%
     
IRS                          commission on  All lines 22.20%
     
Munich Re Marine


 
25%
  Freight Liability  25%
  Engineering  20%
  Terrorism  17.50%
     
Liberty Insurance DAC Commercial Vehicle  10%
  Fleet 10%
     
Liberty Mutual Insurance Europe Ltd PI  20%
     
London Ireland Market Exchange Ltd (LIME) Motor fleet  7.50%
  All remaining products 10%
Commissions vary between products and risks. Commissions are set out with quotations and renewals and on LIME's invoices. It is noted that the commission rate can and does change depending on the risk.
     
Newline Insurance Co Ltd generally 20% with no additional agreements for subscription market brokerage or otherwise, although you records would show actual figures. 20%
     
O'Driscoll O'Neill DAC on products placed 12.50%
     
RSA Insurance Ireland (Galway) Own Goods 10%
  Haulage 7.50%
  Employers Liability 15
  Public Liability 15
     
RSA Insurance Ireland DAC Contractors All Risks 15%
  Carriers Liability 20%
  Cargo 18.80%
  Employers Liability 6%
  Engineering 15%
  Apartments/Block of Flats 15%
  Household 15%
  Household Select 15%
  Household Safehome 15%
  Marine 15%
  Office 17.50%
  Personal Accident/Travel 20%
  Combined 15%
  Professional Indemnity 17.50%
  Public Liability 10%
  Property 12.50%
  Shop 15%
  Traders 20%
  Commercial Vehicle 5%
  Private Motor 5%
     
Travelers Insurance Co Ltd “Normal” commission rates are set out below and Travelers often quote net. 
Motor Fleet         
5%
  Motor Trade Road Risks  5%
  Motor Trade (Property & Liability covers)  15%
  Property Covers (Package or Stand Alone but excluding Motor Trade)  15%
  Employers Liability (Package) 15%
  Employers Liability (Stand Alone)  6%
  Public Liability (Package)  15%
  Public Liability (Stand Alone)  10%
  Technology E&O and Cyber Liabilities 20%
  Management Liability Package 17.50%
  Enhanced rates are applicable for:

GEN    General     
20.00%
  IEP      Populus     20.00%
     
The Underwriting Exchange Employers Liability  2.5% -15%
  Employers Liability UK  7.5% - 10%
  Excess Public Liability  10% 
  Excess Public/Products Liability  10%
  Material Damage  10% - 15%
  Property Owners  10% - 20%
  Public Liability  10%
  Public Products and Pollution Liability  2.5% - 13.5%
  Public/Products Liability  10%
The above commission rates are standard however we note occassionally commission may vary on an individual risk if approved.
     
Willis Towers Watson Asgard Private Car 8%
  Asgard Commercial fleet 8%
  Asgard Bus & Coach fleet 8%
  Asgard Bus & Coach 1 - 4 8%
  Golfsure Combined 15%
  Golfsure Motor 5%
  Golfsure Personal 0% Commission
Administration fee: Euro2.75/member
  Office Combined 15%
Adminstration fee Euro50
  Propsure 17.50%
  Tradesure liability 15%
Administration fee 5%
  Tradesure commercial motor 10%
Administration fee 5%
  SIMI MOTOR TRADE
 
 
  Property,BI,Money 15%
Administration fee 6%
  Liability 7%
Administration fee 6%
  Motor 5%
Administration fee 6%
The above commission rates are standard however we note occassionally commission may vary on an individual risk if approved.
     
Wrightway Underwriting Ltd.  AD: ADF&T 10.00%
  AG: Special Types 5.00%
  AT: Trailer ADF&T 10.00%
  CL: Carriers Liability 10.00%
  EN: Engineering Inspection 15.00%
  House (HM; HQ; HS; HV)  17.50%
  LH: Haulage Liability 8.00%
  LI: Trades Liability 12.00%
  PC: Private Car 5.00%
  PV: Private Car / Light Commercial Vehicle 5.00%
  TR: Haulage Single Vehicle 5.00%
  TT: Traders Transit 5.00%
  WF: Haulage Fleet 5.00%
  WM: Multi Vehicle 5.00%
  WT: Haulage Single Vehicle 5.00%
     
Zurich          Standard Agency           Commercial Motor Vehicle 5%
  Private "All Risks" Policy 15%
  Annual Travel Policy 15%
  Building in the Course of Erection 15%
  Contractors "All Risks" Policy 15%
  Commercial Combined Policy  15%
  Commercial Liability Policy (covering E.L.) 6%
  Commercial Liability Policy (covering P.L.) 10%
  Commercial Liability Policy (covering Products) 10%
  Computer "All Risks" Policy 15%
  Commercial Motor Vehicle 5%
  Combined Property Policy
 (covering Fire & Additional Perils, Material Damage All Risks, B.I.,  B.I. All Risks)
12.50%
  Combined Property Policy
(covering Business All Risks, Book Debts, Burglary, Glass, Money, Marine Cargo - Imp/Exp & Git)
15%
  Private Motor Vehicle 5%
  Commercial Combined (U.K.) Pol 15%
  Engineering Policy 15%
  Farm Fire Policy  12.50%
  Fidelity Policy 15%
  Fleet Motor Vehicle 5%
  Group Personal Accident Travel  15%
  Household 15%
  Household DA 20%
  Legal Expenses 25%
  Miscellaneous Bonds Policy 15%
  Combined Caravan/Mobile Home  15%
  Marine Policy 17.50%
  Motor Traders Internal Policy 10%
  Personal Accident Policy        15%
  Group Personal Accident Policy   15%
  Private Dwelling House Policy    15%
  Private Motor Vehicle            5%
  Personal Accident Travel Pol.  15%
  Personal Accident Road & Rail  15%
  Apartment Block Policy            15%
  Motor Traders Combined (covering MIA and MIB 10%) 5%
  Guest House "All In" Policy       15%
  Office Policy                     15%
  Tradestar-Property Owners 15%
  Residential Care Home Policy      15%
  Shops Policy                      15%
  Small Craft/ Yacht Policy         15%
  Cyber Insurance 20%
  Farm Policy 12.50%
  Broker Household 15%
  Broker Household DA 20%
  Mini Fleet Vehicle 5%
  Tradestar Office 15%
  Professional Indemnity 20%
  Tradestar Property Owners 15%
  Tradestar Shop 15%
  Note: Where a transaction on a composite policy covers more than one class of risk the commission payable will be calculated as if each were a separate transaction  
     
Zurich          Sterling Agency           Commercial Motor Vehicle 5%
  Private "All Risks" Policy 15%
  Annual Travel Policy 15%
  Building in the Course of Erection 15%
  Contractors "All Risks" Policy 15%
  Commercial Combined Policy  15%
  Commercial Liability Policy (covering E.L.) 6%
  Commercial Liability Policy (covering P.L.) 10%
  Commercial Liability Policy (covering Products) 10%
  Computer "All Risks" Policy 15%
  Commercial Motor Vehicle 5%
  Combined Property Policy (covering Fire & Additional Perils, Material Damage All Risks, B.I.,  B.I. All Risks) 12.50%
  Combined Property Policy (covering Business All Risks, Book Debts, Burglary, Glass, Money, Marine Cargo - Imp/Exp & Git) 15%
  Private Motor Vehicle 5%
  Commercial Combined (U.K.) Pol 15%
  Engineering Policy 15%
  Farm Fire Policy  12.50%
  Fidelity Policy 15%
  Fleet Motor Vehicle 5%
  Group Personal Accident Travel  15%
  Household 15%
  Household DA 20%
  Legal Expenses 25%
  Miscellaneous Bonds Policy 15%
  Combined Caravan/Mobile Home  15%
  Marine Policy 17.50%
  Motor Traders Internal Policy 10%
  Personal Accident Policy        15%
  Group Personal Accident Policy   15%
  Private Dwelling House Policy    15%
  Private Motor Vehicle            5%
  Personal Accident Travel Pol.  15%
  Personal Accident Road & Rail  15%
  Apartment Block Policy            15%
  Motor Traders Combined (covering MIA and MIB 10%) 5%
  Guest House "All In" Policy       15%
  Office Policy                     15%
  Tradestar-Property Owners 15%
  Residential Care Home Policy      15%
  Shops Policy                      15%
  Small Craft/ Yacht Policy         15%
  Farm Policy 12.50%
  Cyber Insurance 20%
  Broker Household 15%
  Broker Household DA 20%
  Mini Fleet Vehicle 7.50%
  Tradestar Office 15%
  Professional Indemnity 20%
  Tradestar Property Owners 15%
  Tradestar Shop 15%
  Note: Where a transaction on a composite policy covers more than one class of risk the commission payable will be calculated as if each were a separate transaction