Architects, Engineers & Contractors


A strategic partner for your business

Lockton are specialists in placing professional indemnity insurance for architects, engineers, contractors and other construction professionals globally and in the UK. We continue to adhere to the Lockton principles of putting servicing and client relationships above all else. This means access to a dedicated account executive and wider service team offering a ‘cradle to grave’ approach to all aspects of policy placement, risk management and claims notification.

We encourage our insureds to utilise Lockton as an outsourced risk transfer mechanism no matter their size and strive to represent our insureds in the most positive light in the insurance market. In placing over £60 million of gross written premium purely in respect of construction professional indemnity insurance premiums in the UK, we have the influence and sway to ensure the best result for our insureds. Crucially, we understand that we work for you and not for your insurers which applies to all aspects of what we do.

Our overall depth of experience in the sector extends to currently representing 2 of the top 5 AJ100 architects and 20% of the top 10 engineers according to Building Magazine. Outside of this we are privileged to act for a significant proportion of construction professionals in the UK.

Bearing the load: Professional Indemnity for construction specialists

Click to download (4.55 MB)


Our services

Our offering to you includes, amongst other things, help and/or advice on:

  • Bespoke policy coverage and implementation of the right policy wording and structure
  • Global compliance and the most effective solution
  • Exceptional claims offering with advocates who tirelessly represent your cause
  • Project specific professional indemnity insurance policies for contracts or joint ventures
  •  Introducing and building relationships with the right insurers
  • Large self-insured retention and collateral analysis
  • Customer contracts from a risk compliance perspective
  • Emerging issues that may affect your coverage both in the UK and globally
  • Environmental/pollution liability expertise
  • Insurance captive advisory service
  • Benchmarking of policy limits, excesses and premiums amongst your peers
  • Mergers and acquisitions



Our clients work in most jurisdictions in the world and it is imperative that their insurance polices allow our clients to be competitive within these markets

Stephen Davey, Partner, Global Professional & Financial Risks

Our team

With an experienced team of more than 50 professional indemnity insurance specialists in the UK, we offer our clients a partner with an enviable depth of understanding and expertise within the risk management and insurance broking arena for architects, engineers, contractors and other construction professionals. Your Lockton team is contactable 24/7.



Case study  

Design Professionals – Contractual obligations for a design and build project under an alliance/partnering arrangement

Alliance/partnering project requirements have been common in some global territories historically but also exist in the UK. The danger being that the pain/gain share mechanism is completely different to a traditional ‘claim’ and therefore not automatically catered for by a traditional professional indemnity insurance policy.

Lockton were able to provide a bespoke policy wording amending the claims notification conditions to reflect the alliance/partnering philosophy as far as practicable with a facility built in to provide cover for the unique loss mechanism in contract.

As well as being able to compete on the particular tender in question, the insured had comfort knowing that there were no uninsured exposures being signed up to and the tender price was therefore unaffected.


Can we do this for you?

Broking done differently

We're more than an insurance broker
- we're independent specialist risk consultants

  • Find the right fit
    We will always ensure to understand your financial goals and position and use our know-how to create a strategy that fits your objectives.
  • Predict impacts on your business
    We combine detailed modelling and financial analytics to show you the effect of an insurance programme on your business and the risks you face.
  • Fight for you
    We are not afraid to challenge insurers to achieve the best result for you.
  • Stay up to date
    We keep up with developments in your industry, to make sure we understand your business.
  • Keep costs low
    We help risk financing come up with lowest cost or most suitable programme.
  • Global Expertise
    Lockton, Inc. is the world's largest privately held insurance brokerage firm.