Real Estate and Construction Insurance


Risk solutions built to last

In the real estate and construction sector, risk creates uncertainty that can increase costs, erode stakeholder confidence and hinder delivery of project goals. We use risk management and insurance strategically to reduce this uncertainty, giving your business a competitive advantage.  

What do you need?

Find out more about what each of our service areas can offer you:

Our real estate and construction practice has offices in the UK and Australia and access to Lockton’s global network. With over 30 years’ experience, our team of sector specialists has a detailed understanding of your local issues, and of your wider sector risks. We draw on our extensive network of some of the world’s best insurers to create a strategy that works for you. 

Wherever you are in the property cycle – from a greenfield development through to occupancy – we focus on your business, your risks and your needs. We work in partnership with you to develop solutions in your interests, supporting your firm’s long-term success.

July 2021 | Market Watch Newsletter

Exceptional Service

Lockton has a client retention rate of 98%, thanks to our exceptional standards of service and our commitment to meeting your changing needs. We are fully transparent about fees, so you know exactly what you’re paying for.

We created our claims code to make sure your insurance delivers when you most need it. This exclusive agreement with our insurer and loss adjuster partners means settlement is swift and decisive, and you get major loss planning and control. You are at the heart of the process – so you know exactly what will happen, when and why.

Areas of expertise:

  • International property portfolio risk programmes
  • Specialist solutions for contractors from house building to civil engineering projects worldwide
  • Total project insurance – you have control of the programme
  • Private finance initiative (PFI) and public private partnership (PPP) projects – due diligence consultancy for investors, lenders and government bodies
  • Power, energy, infrastructure and regeneration projects
  • Contingent and special risks, including rights to light, title, judicial review etc.
  • Risk management advice and guidance

Giving you value

If you need to transfer risk, we bring the same level of scrutiny, knowledge and enthusiasm to choosing insurers who understand the nuances of your business. We negotiate the broadest terms at the most appropriate rates – our policy wording goes beyond those of non-specialist brokers.

If you decide not to insure the full extent of your risk, we work closely with you to prepare accurate loss forecasts so you can choose how much risk to retain and self-insure.



We're more than your insurance broker - we're a source of specialist knowledge and advice

Our team

Our team draws on decades of  financial services experience. They combine their expertise with innovative tailor made solutions  and place complex programmes for global financial services companies, big and small.

Europe contacts

Freyr Mervick

Broking done differently

We're more than an insurance broker
- we're independent specialist risk consultants

  • Find the right fit
    We will always ensure to understand your financial goals and position and use our know-how to create a strategy that fits your objectives.
  • Predict impacts on your business
    We combine detailed modelling and financial analytics to show you the effect of an insurance programme on your business and the risks you face.
  • Fight for you
    We are not afraid to challenge insurers to achieve the best result for you.
  • Stay up to date
    We keep up with developments in your industry, to make sure we understand your business.
  • Keep costs low
    We help risk financing come up with lowest cost or most suitable programme.
  • Global Expertise
    Lockton, Inc. is the world's largest privately held insurance brokerage firm.